Understanding FEE-HELP

As a recognized Higher Education Provider (HEP), LTCA gives eligible students the opportunity to access the FEE-HELP loan scheme.

International fees

View fees and payment information for international students here.

What is FEE-HELP?

FEE-HELP is an Australian government loan scheme

Students interested in FEE-HELP should read the 'FEE-HELP Information Booklet' and 'Request for FEE-HELP Assistance Application' available from La Trobe College Australia and also refer to the Australian Government's Study Assist website.

Please visit https://www.studyassist.gov.au/help-loans/fee-help 

A student can elect to pay a portion of fees directly to La Trobe College Australia, and the remaining debt will be registered as a loan through the Australian Taxation Office.

The FEE-HELP limit is indexed annually (as measured by the CPI index). A loan fee of 20% applies to FEE-HELP loans. Indexation and the loan fee do not count towards your FEE-HELP limit.

All student HELP loans are indexed annually by Consumer Price Index (CPI). In recent times, CPI has increased and student debts were indexed by 7.1 per cent in 2023 and were set to be indexed by approximately 4.8 per cent in 2024. The Government has announced that it has changed the indexation rate to be the lower of either CPI or the Wage Price Index (WPI) – WPI tracks wages and salaries for employees and in 2023 it was 3.2 per cent.

This change is being backdated until 1 June 2023 and applies to “all HELP loans, including FEE-HELP, VET Student Loans, Australian Apprenticeship Support Loan and other student support loan accounts that existed on 1 June last year”.

The Ministers’ media release is here: Cutting student debt for more than three million Australians | Ministers' Media Centre (education.gov.au)

Note: FEE-HELP loan policy requires students to maintain a minimum pass rate, relevant to the number of units they are enrolled in (not their academic pass rate), to continue using FEE-HELP for their studies. Please contact Student Services if you have any questions.